Are the #crypto barbarian tribes at the investment gates? As the liquidity and volume in #blockchain technology-based assets grow exponentially and traditional providers like WisdomTree jump on the wagon to appeal to Gen X and HENRY retail investors. They may well have breached the outer defenses in 2021 and will continue gaining territory through 2022/2023. WisdomTree Prime digital wallet is at the vanguard by enabling investors to co-mingle coin tokens with asset secured tokens on one convenient wallet mobile app to buy, hold, save and spend digital assets. Pioneer iTrustCapital are even letting them invest into digital assets with an #ira structure. According to Alex Lemberg of Nimbus “We can now fractionalize anything with an #nft , and that allows us to take any physical asset we’re very confident in the pricing trajectory for over the next 50-100 years and #fractionalise the risk of ownership and make it liquid so people can trade it whenever they want to,” said Lemberg. “That’s a huge innovation because that is how the stock, bond and commodities markets work – now you’ll see cars, watches, art and physical assets creep in and gradually start to trade in the same way.” This all presents a challenge and opportunity for advisers who are keen to capture the Gen Z and HENRY segment to replace their Boomer clients over the next decade. The Gen Z/ HENRY segment are token natives who have just experienced their first correction. They’ll now be looking to lower the volatility of their digital asset portfolios by reducing their exposure to highly correlated coins and increasing their exposure to traditional assets, like real estate, multi-asset portfolios, and equities. However, they won’t be setting up a Charles Schwab account and would prefer to access these from their digital asset wallets, like Coinbase or Crypto.com. In my opinion they will be focused on finding good fractionalized investment opportunities from their wallet that will provide access to traditional retail asset classes, but also traditional less liquid and/or high minimum initial investment asset classes like #hedgefunds, #privateequity , and startup investing. Exciting times! #fintech  #decentralization #cryptocurrencies #digitalassets  #regulators Sanjeev Kumar Simon Taylor Ron Shevlin  John R. Crittenden, CAIA Digital Wealth Week Fintech Blueprint AIMA - The Alternative Investment Management Association  #strategy #digitalbanking  #wealthtech #financialservices  #digital  #banking  #investments #roboadvisor #privatebanking #pulse  #digitalbank #innovation  Theodora Lau Lex Sokolin  Capgemini #investmentmanagement Ian McKenna Financial Planning Association (FPA) Robert Powell, CFP® Forbes Advisor https://lnkd.in/gFtvJWQM